Last updated: March 2026
By accessing or using the Sapphire Capital Advisory ("Sapphire") platform, you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use the platform. These terms constitute a legally binding agreement between you and Sapphire Capital Advisory.
Sapphire provides a digital wealth management platform that enables users to track assets, manage financial accounts, monitor investments, reconcile transactions, and access financial reporting tools. Our platform may integrate with third-party banking and financial data providers to enhance the services offered.
To use the platform, you must create an account using a valid, approved email address. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use or security breach.
You agree to use the platform only for:
You agree not to:
The information provided through the Sapphire platform is for informational and organizational purposes only. It does not constitute financial advice, investment advice, tax advice, or legal advice. You should consult qualified professionals for advice specific to your financial situation. Sapphire is not a registered investment advisor, broker-dealer, or financial planner.
While we strive to ensure the accuracy of financial data displayed on the platform, including data sourced from third-party integrations, we do not guarantee that all information is complete, accurate, or current. You are responsible for verifying the accuracy of your financial data and should not rely solely on the platform for financial decision-making.
All content, features, and functionality of the platform — including but not limited to text, graphics, logos, software, and design — are owned by Sapphire Capital Advisory and are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of the platform without our express written consent.
The platform may connect to third-party services such as banking data providers and payment processors. Your use of these integrations is subject to the respective third party's terms and privacy policies. Sapphire is not responsible for the availability, accuracy, or practices of third-party services.
To the fullest extent permitted by law, Sapphire Capital Advisory shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the platform. This includes, without limitation, damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.
We reserve the right to suspend or terminate your account at any time if you violate these Terms or engage in conduct that we determine, in our sole discretion, to be harmful to the platform or other users. You may also terminate your account at any time by contacting us. Upon termination, your right to use the platform ceases immediately.
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Sapphire Capital Advisory is registered, without regard to conflict of law principles.
We may revise these Terms at any time by posting updated terms on this page. Material changes will be communicated through the platform or via email. Your continued use of the platform after changes take effect constitutes your acceptance of the revised Terms.
For questions about these Terms of Service, please contact us at legal@sapphirecapitaladvisory.com.